Call reports 2018
HEARTLAND BANK AND TRUST COMPANY — 2018
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,916,541,000 | 2,873,868,000 | 2,833,048,000 | 2,854,664,000 |
| Total loans | 1,988,413,000 | 1,975,059,000 | 2,000,141,000 | 2,009,475,000 |
| Allowance for loan losses | 17,642,000 | 18,836,000 | 19,744,000 | 18,985,000 |
| Securities available for sale | 616,260,000 | 587,384,000 | 560,007,000 | 540,341,000 |
| Securities held to maturity | 99,657,000 | 100,216,000 | 99,927,000 | 98,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,514,865,000 | 2,482,861,000 | 2,433,305,000 | 2,440,881,000 |
| Interest-bearing deposits | 1,942,035,000 | 1,907,386,000 | 1,880,199,000 | 1,858,251,000 |
| Noninterest-bearing deposits | 572,830,000 | 575,475,000 | 553,106,000 | 582,630,000 |
| Equity capital | 318,115,000 | 323,241,000 | 328,192,000 | 340,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 30,187,000 | 61,562,000 | 93,246,000 | 125,402,000 |
| Interest expense | 1,187,000 | 2,401,000 | 3,753,000 | 5,078,000 |
| Net interest income | 29,000,000 | 59,161,000 | 89,493,000 | 120,324,000 |
| Noninterest income | 7,537,000 | 14,389,000 | 21,168,000 | 28,758,000 |
| Noninterest expense | 19,374,000 | 38,712,000 | 57,718,000 | 78,039,000 |
| Provision for loan losses | -357,000 | 542,000 | 1,769,000 | 5,349,000 |
| Pretax income | 17,473,000 | 34,226,000 | 51,357,000 | 63,635,000 |
| Income tax | 158,000 | 387,000 | 628,000 | 867,000 |
| Net income | 17,315,000 | 33,839,000 | 50,729,000 | 62,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,906,000 | 300,279,000 | 308,519,000 | 313,406,000 |
| Total capital | 310,548,000 | 319,115,000 | 328,263,000 | 332,391,000 |
| Risk-weighted assets | 2,270,862,000 | 2,262,355,000 | 2,290,420,000 | 2,301,582,000 |