Call reports 2016
HEARTLAND BANK AND TRUST COMPANY — 2016
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,448,361,000 | 2,937,314,000 | 2,976,678,000 | 2,968,666,000 |
| Total loans | 1,656,560,000 | 1,999,687,000 | 2,021,275,000 | 1,991,717,000 |
| Allowance for loan losses | 15,665,000 | 16,180,000 | 18,118,000 | 17,621,000 |
| Securities available for sale | 480,759,000 | 547,426,000 | 564,495,000 | 552,590,000 |
| Securities held to maturity | 96,537,000 | 105,842,000 | 110,802,000 | 109,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,110,184,000 | 2,529,384,000 | 2,533,338,000 | 2,570,788,000 |
| Interest-bearing deposits | 1,685,404,000 | 2,012,678,000 | 2,002,597,000 | 2,025,574,000 |
| Noninterest-bearing deposits | 424,780,000 | 516,706,000 | 530,741,000 | 545,214,000 |
| Equity capital | 257,936,000 | 326,822,000 | 322,831,000 | 323,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 24,516,000 | 58,504,000 | 88,234,000 | 117,689,000 |
| Interest expense | 788,000 | 2,323,000 | 3,466,000 | 4,605,000 |
| Net interest income | 23,728,000 | 56,181,000 | 84,768,000 | 113,084,000 |
| Noninterest income | 6,739,000 | 14,506,000 | 21,417,000 | 30,693,000 |
| Noninterest expense | 16,790,000 | 43,048,000 | 62,944,000 | 83,230,000 |
| Provision for loan losses | -8,000 | 2,008,000 | 4,009,000 | 6,194,000 |
| Pretax income | 13,716,000 | 25,686,000 | 39,318,000 | 54,440,000 |
| Income tax | 183,000 | 461,000 | 703,000 | 861,000 |
| Net income | 13,533,000 | 25,225,000 | 38,615,000 | 53,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,519,000 | 285,487,000 | 283,680,000 | 292,380,000 |
| Total capital | 248,184,000 | 301,667,000 | 301,826,000 | 310,001,000 |
| Risk-weighted assets | 1,899,557,000 | 2,227,367,000 | 2,249,812,000 | 2,236,797,000 |