Call reports 2015
HEARTLAND BANK AND TRUST COMPANY — 2015
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,475,030,000 | 2,465,027,000 | 2,479,302,000 | 2,475,176,000 |
| Total loans | 1,638,807,000 | 1,657,792,000 | 1,678,428,000 | 1,675,020,000 |
| Allowance for loan losses | 15,628,000 | 17,152,000 | 15,874,000 | 15,997,000 |
| Securities available for sale | 536,641,000 | 526,569,000 | 521,892,000 | 502,516,000 |
| Securities held to maturity | 96,419,000 | 95,460,000 | 94,202,000 | 98,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,100,441,000 | 2,042,862,000 | 2,053,903,000 | 2,090,750,000 |
| Interest-bearing deposits | 1,685,858,000 | 1,636,162,000 | 1,644,273,000 | 1,652,161,000 |
| Noninterest-bearing deposits | 414,583,000 | 406,700,000 | 409,630,000 | 438,589,000 |
| Equity capital | 291,256,000 | 294,961,000 | 300,110,000 | 248,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 24,411,000 | 51,315,000 | 76,061,000 | 100,971,000 |
| Interest expense | 853,000 | 1,761,000 | 2,694,000 | 3,633,000 |
| Net interest income | 23,558,000 | 49,554,000 | 73,367,000 | 97,338,000 |
| Noninterest income | 7,639,000 | 15,323,000 | 21,633,000 | 28,594,000 |
| Noninterest expense | 17,328,000 | 35,642,000 | 52,915,000 | 71,556,000 |
| Provision for loan losses | 621,000 | 2,996,000 | 5,153,000 | 5,153,000 |
| Pretax income | 13,248,000 | 26,239,000 | 36,932,000 | 49,229,000 |
| Income tax | 151,000 | 304,000 | 457,000 | 945,000 |
| Net income | 13,097,000 | 25,935,000 | 36,475,000 | 48,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,138,000 | 271,389,000 | 275,493,000 | 227,075,000 |
| Total capital | 280,766,000 | 288,541,000 | 291,367,000 | 243,072,000 |
| Risk-weighted assets | 1,866,221,000 | 1,885,188,000 | 1,913,780,000 | 1,913,950,000 |