Call reports 2014
HEARTLAND BANK AND TRUST COMPANY — 2014
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,586,336,000 | 2,527,784,000 | 2,430,751,000 | 2,508,876,000 |
| Total loans | 1,550,147,000 | 1,570,350,000 | 1,592,815,000 | 1,651,254,000 |
| Allowance for loan losses | 17,103,000 | 17,515,000 | 16,131,000 | 15,197,000 |
| Securities available for sale | 492,682,000 | 511,188,000 | 532,782,000 | 521,632,000 |
| Securities held to maturity | 92,573,000 | 90,102,000 | 89,464,000 | 92,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,213,792,000 | 2,154,171,000 | 2,075,698,000 | 2,141,367,000 |
| Interest-bearing deposits | 1,809,147,000 | 1,772,794,000 | 1,693,648,000 | 1,716,866,000 |
| Noninterest-bearing deposits | 404,645,000 | 381,377,000 | 382,049,000 | 424,502,000 |
| Equity capital | 290,375,000 | 299,206,000 | 279,242,000 | 282,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 27,187,000 | 53,615,000 | 79,077,000 | 104,478,000 |
| Interest expense | 1,044,000 | 2,060,000 | 2,985,000 | 3,882,000 |
| Net interest income | 26,143,000 | 51,555,000 | 76,092,000 | 100,596,000 |
| Noninterest income | 5,228,000 | 12,340,000 | 19,263,000 | 26,173,000 |
| Noninterest expense | 19,538,000 | 37,491,000 | 56,295,000 | 77,320,000 |
| Provision for loan losses | -185,000 | 787,000 | 854,000 | 1,148,000 |
| Pretax income | 12,018,000 | 25,665,000 | 38,254,000 | 48,455,000 |
| Income tax | 298,000 | 448,000 | 598,000 | 748,000 |
| Net income | 11,720,000 | 25,217,000 | 37,656,000 | 47,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,176,000 | 267,114,000 | 248,472,000 | 252,744,000 |
| Total capital | 278,279,000 | 284,629,000 | 264,603,000 | 267,941,000 |
| Risk-weighted assets | 1,652,800,000 | 1,669,312,000 | 1,702,176,000 | 1,776,517,000 |