Call reports 2013
HEARTLAND BANK AND TRUST COMPANY — 2013
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,945,283,000 | 2,806,015,000 | 2,772,967,000 | 2,561,422,000 |
| Total loans | 1,687,084,000 | 1,655,993,000 | 1,650,674,000 | 1,597,863,000 |
| Allowance for loan losses | 20,544,000 | 21,117,000 | 22,478,000 | 19,122,000 |
| Securities available for sale | 808,874,000 | 826,044,000 | 665,873,000 | 472,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 92,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,565,263,000 | 2,439,778,000 | 2,407,113,000 | 2,192,551,000 |
| Interest-bearing deposits | 2,157,665,000 | 2,058,543,000 | 2,010,959,000 | 1,807,153,000 |
| Noninterest-bearing deposits | 407,598,000 | 381,235,000 | 396,154,000 | 385,398,000 |
| Equity capital | 296,982,000 | 273,378,000 | 280,963,000 | 284,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 29,371,000 | 56,561,000 | 85,523,000 | 113,119,000 |
| Interest expense | 1,761,000 | 3,293,000 | 4,630,000 | 5,758,000 |
| Net interest income | 27,610,000 | 53,268,000 | 80,893,000 | 107,361,000 |
| Noninterest income | 8,765,000 | 16,981,000 | 25,401,000 | 38,211,000 |
| Noninterest expense | 19,836,000 | 40,856,000 | 61,129,000 | 90,919,000 |
| Provision for loan losses | -692,000 | 2,494,000 | 3,886,000 | 3,207,000 |
| Pretax income | 17,231,000 | 26,979,000 | 35,804,000 | 44,388,000 |
| Income tax | 257,000 | 423,000 | 581,000 | 739,000 |
| Net income | 16,974,000 | 26,556,000 | 35,223,000 | 43,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,481,000 | 236,051,000 | 241,210,000 | 256,959,000 |
| Total capital | 258,025,000 | 257,167,000 | 262,803,000 | 276,081,000 |
| Risk-weighted assets | 1,746,573,000 | 1,759,509,000 | 1,726,527,000 | 1,672,776,000 |