Call reports 2011
HEARTLAND BANK AND TRUST COMPANY — 2011
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,634,052,000 | 1,822,758,000 | 1,914,910,000 | 1,943,815,000 |
| Total loans | 1,185,257,000 | 1,287,848,000 | 1,321,981,000 | 1,289,523,000 |
| Allowance for loan losses | 24,767,000 | 18,710,000 | 18,210,000 | 22,507,000 |
| Securities available for sale | 273,155,000 | 325,910,000 | 368,651,000 | 417,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,411,668,000 | 1,578,189,000 | 1,622,235,000 | 1,632,899,000 |
| Interest-bearing deposits | 1,252,521,000 | 1,396,915,000 | 1,427,591,000 | 1,432,238,000 |
| Noninterest-bearing deposits | 159,147,000 | 181,274,000 | 194,644,000 | 200,661,000 |
| Equity capital | 181,470,000 | 199,289,000 | 250,693,000 | 251,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 19,999,000 | 41,378,000 | 63,449,000 | 86,040,000 |
| Interest expense | 3,285,000 | 5,881,000 | 8,268,000 | 10,374,000 |
| Net interest income | 16,714,000 | 35,497,000 | 55,181,000 | 75,666,000 |
| Noninterest income | 4,095,000 | 18,745,000 | 36,273,000 | 39,498,000 |
| Noninterest expense | 9,740,000 | 25,909,000 | 38,709,000 | 54,956,000 |
| Provision for loan losses | 3,150,000 | 4,300,000 | 5,850,000 | 11,277,000 |
| Pretax income | 7,863,000 | 23,977,000 | 46,849,000 | 48,917,000 |
| Income tax | 90,000 | 239,000 | 395,000 | 494,000 |
| Net income | 7,773,000 | 23,738,000 | 46,454,000 | 48,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,035,000 | 156,285,000 | 196,253,000 | 193,228,000 |
| Total capital | 160,317,000 | 171,000,000 | 211,755,000 | 208,603,000 |
| Risk-weighted assets | 1,132,106,000 | 1,173,234,000 | 1,237,446,000 | 1,225,465,000 |