Call reports 2010
HEARTLAND BANK AND TRUST COMPANY — 2010
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,636,840,000 | 1,651,959,000 | 1,671,123,000 | 1,640,463,000 |
| Total loans | 1,219,556,000 | 1,222,518,000 | 1,270,433,000 | 1,239,095,000 |
| Allowance for loan losses | 18,605,000 | 21,189,000 | 24,415,000 | 21,871,000 |
| Securities available for sale | 247,179,000 | 293,308,000 | 272,798,000 | 261,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,434,281,000 | 1,433,333,000 | 1,431,737,000 | 1,400,761,000 |
| Interest-bearing deposits | 1,352,762,000 | 1,280,854,000 | 1,289,203,000 | 1,242,317,000 |
| Noninterest-bearing deposits | 81,519,000 | 152,479,000 | 142,534,000 | 158,444,000 |
| Equity capital | 165,199,000 | 174,183,000 | 181,746,000 | 172,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,827,000 | 39,898,000 | 60,812,000 | 81,567,000 |
| Interest expense | 4,439,000 | 9,110,000 | 13,054,000 | 16,472,000 |
| Net interest income | 14,388,000 | 30,788,000 | 47,758,000 | 65,095,000 |
| Noninterest income | 5,294,000 | 9,728,000 | 15,403,000 | 24,548,000 |
| Noninterest expense | 9,547,000 | 19,858,000 | 30,339,000 | 42,664,000 |
| Provision for loan losses | 3,150,000 | 7,300,000 | 11,500,000 | 18,650,000 |
| Pretax income | 7,673,000 | 14,584,000 | 23,452,000 | 30,460,000 |
| Income tax | 157,000 | 264,000 | 297,000 | 330,000 |
| Net income | 7,516,000 | 14,320,000 | 23,155,000 | 30,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,266,000 | 132,414,000 | 136,162,000 | 137,464,000 |
| Total capital | 143,836,000 | 147,094,000 | 150,888,000 | 152,124,000 |
| Risk-weighted assets | 1,161,598,000 | 1,167,922,000 | 1,168,376,000 | 1,165,561,000 |