Call reports 2009
HEARTLAND BANK AND TRUST COMPANY — 2009
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,394,844,000 | 1,405,458,000 | 1,436,578,000 | 1,448,270,000 |
| Total loans | 1,085,706,000 | 1,070,908,000 | 1,086,643,000 | 1,105,700,000 |
| Allowance for loan losses | 13,572,000 | 13,796,000 | 16,357,000 | 15,651,000 |
| Securities available for sale | 195,642,000 | 218,138,000 | 233,765,000 | 225,578,000 |
| Securities held to maturity | 465,000 | 160,000 | 160,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,193,314,000 | 1,206,308,000 | 1,228,761,000 | 1,253,608,000 |
| Interest-bearing deposits | 1,060,808,000 | 1,084,772,000 | 1,104,043,000 | 1,184,229,000 |
| Noninterest-bearing deposits | 132,506,000 | 121,536,000 | 124,718,000 | 69,379,000 |
| Equity capital | 161,236,000 | 157,534,000 | 162,966,000 | 160,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,370,000 | 36,671,000 | 55,007,000 | 73,401,000 |
| Interest expense | 5,671,000 | 11,054,000 | 16,261,000 | 21,052,000 |
| Net interest income | 12,699,000 | 25,617,000 | 38,746,000 | 52,349,000 |
| Noninterest income | 5,193,000 | 11,757,000 | 18,039,000 | 23,961,000 |
| Noninterest expense | 9,513,000 | 20,450,000 | 30,694,000 | 41,202,000 |
| Provision for loan losses | 2,125,000 | 5,775,000 | 9,125,000 | 12,875,000 |
| Pretax income | 7,915,000 | 13,035,000 | 19,011,000 | 24,486,000 |
| Income tax | 33,000 | -50,000 | 0 | 33,000 |
| Net income | 7,882,000 | 13,085,000 | 19,011,000 | 24,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,933,000 | 121,848,000 | 123,925,000 | 125,628,000 |
| Total capital | 137,505,000 | 135,644,000 | 137,935,000 | 139,762,000 |
| Risk-weighted assets | 1,122,398,000 | 1,128,395,000 | 1,126,378,000 | 1,138,131,000 |