Call reports 2008
HEARTLAND BANK AND TRUST COMPANY — 2008
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,138,968,000 | 1,448,628,000 | 1,415,100,000 | 1,441,455,000 |
| Total loans | 889,454,000 | 1,089,665,000 | 1,057,623,000 | 1,081,033,000 |
| Allowance for loan losses | 12,215,000 | 13,496,000 | 12,579,000 | 11,858,000 |
| Securities available for sale | 117,223,000 | 230,449,000 | 227,923,000 | 233,273,000 |
| Securities held to maturity | 745,000 | 744,000 | 619,000 | 465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 975,505,000 | 1,249,799,000 | 1,184,686,000 | 1,185,127,000 |
| Interest-bearing deposits | 853,883,000 | 1,126,732,000 | 1,061,451,000 | 1,057,747,000 |
| Noninterest-bearing deposits | 121,623,000 | 123,067,000 | 123,235,000 | 127,380,000 |
| Equity capital | 110,974,000 | 145,721,000 | 149,708,000 | 157,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 17,697,000 | 43,068,000 | 63,302,000 | 81,846,000 |
| Interest expense | 7,701,000 | 19,068,000 | 27,329,000 | 34,340,000 |
| Net interest income | 9,996,000 | 24,000,000 | 35,973,000 | 47,506,000 |
| Noninterest income | 2,674,000 | 7,197,000 | 11,637,000 | 16,541,000 |
| Noninterest expense | 7,763,000 | 18,702,000 | 28,315,000 | 38,640,000 |
| Provision for loan losses | 1,000,000 | 2,081,000 | 3,391,000 | 4,191,000 |
| Pretax income | 4,044,000 | 10,295,000 | 15,434,000 | 20,724,000 |
| Income tax | 33,000 | 203,000 | 352,000 | 385,000 |
| Net income | 4,011,000 | 10,092,000 | 15,082,000 | 20,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,021,000 | 115,191,000 | 117,427,000 | 119,464,000 |
| Total capital | 102,384,000 | 128,687,000 | 130,006,000 | 131,322,000 |
| Risk-weighted assets | 908,177,000 | 1,120,982,000 | 1,091,895,000 | 1,131,907,000 |