Call reports 2006
HEARTLAND BANK AND TRUST COMPANY — 2006
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 971,792,000 | 913,302,000 | 914,432,000 | 925,255,000 |
| Total loans | 761,319,000 | 754,331,000 | 765,917,000 | 785,972,000 |
| Allowance for loan losses | 8,129,000 | 8,657,000 | 9,070,000 | 9,598,000 |
| Securities available for sale | 84,963,000 | 74,081,000 | 69,713,000 | 61,966,000 |
| Securities held to maturity | 3,739,000 | 3,721,000 | 3,583,000 | 2,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 856,105,000 | 802,725,000 | 789,590,000 | 801,165,000 |
| Interest-bearing deposits | 754,180,000 | 703,290,000 | 698,305,000 | 696,766,000 |
| Noninterest-bearing deposits | 101,925,000 | 99,435,000 | 91,285,000 | 104,399,000 |
| Equity capital | 78,243,000 | 77,751,000 | 81,026,000 | 80,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,650,000 | 30,181,000 | 46,187,000 | 62,645,000 |
| Interest expense | 5,997,000 | 12,480,000 | 19,465,000 | 26,674,000 |
| Net interest income | 8,653,000 | 17,701,000 | 26,722,000 | 35,971,000 |
| Noninterest income | 2,366,000 | 4,972,000 | 7,558,000 | 10,557,000 |
| Noninterest expense | 6,301,000 | 12,841,000 | 19,377,000 | 25,877,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 2,650,000 |
| Pretax income | 4,268,000 | 8,932,000 | 13,553,000 | 18,001,000 |
| Income tax | 53,000 | 66,000 | 99,000 | 132,000 |
| Net income | 4,215,000 | 8,866,000 | 13,454,000 | 17,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,664,000 | 76,367,000 | 79,237,000 | 78,361,000 |
| Total capital | 84,793,000 | 85,024,000 | 88,307,000 | 87,959,000 |
| Risk-weighted assets | 780,708,000 | 764,778,000 | 775,476,000 | 792,848,000 |