Call reports 2005
HEARTLAND BANK AND TRUST COMPANY — 2005
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 808,135,000 | 846,217,000 | 874,045,000 | 898,151,000 |
| Total loans | 689,530,000 | 718,152,000 | 721,963,000 | 740,258,000 |
| Allowance for loan losses | 7,184,000 | 7,311,000 | 7,881,000 | 8,102,000 |
| Securities available for sale | 53,901,000 | 66,496,000 | 80,016,000 | 90,537,000 |
| Securities held to maturity | 5,021,000 | 5,000,000 | 4,875,000 | 4,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,759,000 | 722,547,000 | 750,416,000 | 776,560,000 |
| Interest-bearing deposits | 583,290,000 | 620,837,000 | 653,730,000 | 665,146,000 |
| Noninterest-bearing deposits | 93,469,000 | 101,711,000 | 96,686,000 | 111,414,000 |
| Equity capital | 74,014,000 | 75,349,000 | 77,190,000 | 76,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,098,000 | 23,310,000 | 36,408,000 | 50,414,000 |
| Interest expense | 3,698,000 | 8,227,000 | 13,310,000 | 18,749,000 |
| Net interest income | 7,400,000 | 15,083,000 | 23,098,000 | 31,665,000 |
| Noninterest income | 2,186,000 | 4,492,000 | 6,965,000 | 9,972,000 |
| Noninterest expense | 5,608,000 | 11,410,000 | 17,660,000 | 23,700,000 |
| Provision for loan losses | 375,000 | 1,125,000 | 1,750,000 | 2,200,000 |
| Pretax income | 3,629,000 | 7,066,000 | 10,653,000 | 15,737,000 |
| Income tax | 33,000 | 66,000 | 99,000 | 132,000 |
| Net income | 3,596,000 | 7,000,000 | 10,554,000 | 15,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,594,000 | 73,118,000 | 75,210,000 | 74,454,000 |
| Total capital | 78,778,000 | 80,429,000 | 83,091,000 | 82,556,000 |
| Risk-weighted assets | 686,793,000 | 713,921,000 | 730,488,000 | 748,193,000 |