Call reports 2002
HEARTLAND BANK AND TRUST COMPANY — 2002
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 563,443,000 | 572,612,000 | 631,486,000 | 642,268,000 |
| Total loans | 439,207,000 | 457,893,000 | 517,647,000 | 526,691,000 |
| Allowance for loan losses | 4,886,000 | 5,084,000 | 5,302,000 | 5,515,000 |
| Securities available for sale | 66,159,000 | 55,146,000 | 57,958,000 | 58,601,000 |
| Securities held to maturity | 15,058,000 | 14,982,000 | 14,824,000 | 11,887,000 |
| Trading assets | 2,924,000 | 0 | 0 | 0 |
| Total deposits | 476,371,000 | 472,381,000 | 523,534,000 | 525,564,000 |
| Interest-bearing deposits | 412,574,000 | 404,216,000 | 451,670,000 | 445,830,000 |
| Noninterest-bearing deposits | 63,797,000 | 68,165,000 | 71,864,000 | 79,734,000 |
| Equity capital | 45,648,000 | 55,968,000 | 59,053,000 | 60,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,843,000 | 17,692,000 | 26,934,000 | 36,620,000 |
| Interest expense | 3,714,000 | 7,144,000 | 10,263,000 | 13,450,000 |
| Net interest income | 5,129,000 | 10,548,000 | 16,671,000 | 23,170,000 |
| Noninterest income | 1,526,000 | 2,998,000 | 5,368,000 | 8,783,000 |
| Noninterest expense | 4,179,000 | 8,030,000 | 12,019,000 | 16,759,000 |
| Provision for loan losses | 160,000 | 340,000 | 660,000 | 1,200,000 |
| Pretax income | 2,443,000 | 5,382,000 | 9,651,000 | 14,285,000 |
| Income tax | 5,000 | -122,000 | -104,000 | -86,000 |
| Net income | 2,438,000 | 5,504,000 | 9,755,000 | 14,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,101,000 | 51,907,000 | 54,660,000 | 56,663,000 |
| Total capital | 46,987,000 | 56,991,000 | 59,962,000 | 62,178,000 |
| Risk-weighted assets | 444,131,000 | 461,305,000 | 512,435,000 | 513,937,000 |