Call reports 2001
HEARTLAND BANK AND TRUST COMPANY — 2001
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 453,019,000 | 520,264,000 | 534,796,000 | 572,448,000 |
| Total loans | 348,573,000 | 405,324,000 | 425,183,000 | 456,557,000 |
| Allowance for loan losses | 4,232,000 | 4,592,000 | 4,719,000 | 4,787,000 |
| Securities available for sale | 50,809,000 | 51,311,000 | 54,521,000 | 61,995,000 |
| Securities held to maturity | 16,929,000 | 23,655,000 | 20,650,000 | 17,691,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,294,000 | 454,916,000 | 465,195,000 | 487,037,000 |
| Interest-bearing deposits | 335,837,000 | 394,890,000 | 407,858,000 | 415,952,000 |
| Noninterest-bearing deposits | 53,457,000 | 60,026,000 | 57,337,000 | 71,085,000 |
| Equity capital | 38,332,000 | 41,197,000 | 42,728,000 | 44,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,630,000 | 17,573,000 | 26,912,000 | 36,386,000 |
| Interest expense | 4,549,000 | 9,185,000 | 14,072,000 | 18,272,000 |
| Net interest income | 4,081,000 | 8,388,000 | 12,840,000 | 18,114,000 |
| Noninterest income | 1,024,000 | 2,116,000 | 3,447,000 | 6,136,000 |
| Noninterest expense | 2,925,000 | 6,414,000 | 10,044,000 | 14,122,000 |
| Provision for loan losses | 150,000 | 302,000 | 452,000 | 602,000 |
| Pretax income | 2,030,000 | 3,814,000 | 5,856,000 | 9,591,000 |
| Income tax | 18,000 | 54,000 | 72,000 | 87,000 |
| Net income | 2,012,000 | 3,760,000 | 5,784,000 | 9,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,645,000 | 39,493,000 | 38,272,000 | 40,705,000 |
| Total capital | 40,847,000 | 44,085,000 | 42,991,000 | 45,492,000 |
| Risk-weighted assets | 336,113,000 | 394,766,000 | 419,906,000 | 446,864,000 |