Call reports 2020
BANK419 — 2020
What BANK419 reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 81,184,000 | 86,024,000 | 89,966,000 | 92,161,000 |
| Total loans | 60,193,000 | 64,403,000 | 65,847,000 | 63,229,000 |
| Allowance for loan losses | 451,000 | 452,000 | 453,000 | 454,000 |
| Securities available for sale | 13,786,000 | 12,343,000 | 12,033,000 | 14,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,884,000 | 75,382,000 | 79,302,000 | 81,559,000 |
| Interest-bearing deposits | 53,216,000 | 53,220,000 | 55,898,000 | 56,370,000 |
| Noninterest-bearing deposits | 16,668,000 | 22,162,000 | 23,404,000 | 25,189,000 |
| Equity capital | 7,400,000 | 7,924,000 | 7,972,000 | 7,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 802,000 | 1,755,000 | 2,573,000 | 3,401,000 |
| Interest expense | 142,000 | 264,000 | 387,000 | 503,000 |
| Net interest income | 660,000 | 1,491,000 | 2,186,000 | 2,898,000 |
| Noninterest income | 104,000 | 198,000 | 299,000 | 395,000 |
| Noninterest expense | 705,000 | 1,399,000 | 2,184,000 | 2,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 291,000 | 302,000 | 394,000 |
| Income tax | 6,000 | 48,000 | 42,000 | 55,000 |
| Net income | 54,000 | 243,000 | 260,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,313,000 | 7,429,000 | 7,446,000 | 7,464,000 |
| Total capital | 7,764,000 | 7,881,000 | 7,899,000 | 7,918,000 |
| Risk-weighted assets | 61,204,000 | 61,508,000 | 61,900,000 | 63,920,000 |