Call reports 2019
BANK419 — 2019
What BANK419 reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,574,000 | 77,472,000 | 82,666,000 | 82,897,000 |
| Total loans | 53,395,000 | 55,572,000 | 54,532,000 | 57,202,000 |
| Allowance for loan losses | 460,000 | 459,000 | 448,000 | 451,000 |
| Securities available for sale | 12,025,000 | 12,100,000 | 14,111,000 | 13,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,823,000 | 67,635,000 | 72,636,000 | 72,909,000 |
| Interest-bearing deposits | 47,152,000 | 51,195,000 | 54,662,000 | 53,547,000 |
| Noninterest-bearing deposits | 16,671,000 | 16,440,000 | 17,974,000 | 19,362,000 |
| Equity capital | 7,147,000 | 7,258,000 | 7,415,000 | 7,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,515,000 | 2,319,000 | 3,124,000 |
| Interest expense | 101,000 | 233,000 | 384,000 | 531,000 |
| Net interest income | 642,000 | 1,282,000 | 1,935,000 | 2,593,000 |
| Noninterest income | 113,000 | 226,000 | 337,000 | 451,000 |
| Noninterest expense | 658,000 | 1,382,000 | 2,066,000 | 2,752,000 |
| Provision for loan losses | 0 | 1,000 | 3,000 | 3,000 |
| Pretax income | 97,000 | 125,000 | 204,000 | 290,000 |
| Income tax | 12,000 | 12,000 | 24,000 | 37,000 |
| Net income | 85,000 | 113,000 | 180,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,228,000 | 7,180,000 | 7,247,000 | 7,259,000 |
| Total capital | 7,688,000 | 7,639,000 | 7,695,000 | 7,710,000 |
| Risk-weighted assets | 50,592,000 | 52,994,000 | 53,189,000 | 55,364,000 |