Call reports 2018
BANK419 — 2018
What BANK419 reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 72,480,000 | 72,830,000 | 74,618,000 | 74,421,000 |
| Total loans | 51,078,000 | 51,742,000 | 53,035,000 | 53,811,000 |
| Allowance for loan losses | 452,000 | 450,000 | 455,000 | 456,000 |
| Securities available for sale | 13,961,000 | 13,744,000 | 12,662,000 | 12,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,211,000 | 62,298,000 | 64,985,000 | 64,890,000 |
| Interest-bearing deposits | 48,006,000 | 46,379,000 | 46,407,000 | 45,540,000 |
| Noninterest-bearing deposits | 15,205,000 | 15,919,000 | 18,578,000 | 19,350,000 |
| Equity capital | 6,714,000 | 6,689,000 | 6,702,000 | 6,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,396,000 | 2,132,000 | 2,893,000 |
| Interest expense | 90,000 | 187,000 | 280,000 | 376,000 |
| Net interest income | 594,000 | 1,209,000 | 1,852,000 | 2,517,000 |
| Noninterest income | 103,000 | 200,000 | 311,000 | 416,000 |
| Noninterest expense | 638,000 | 1,267,000 | 1,897,000 | 2,554,000 |
| Provision for loan losses | 1,000 | 2,000 | 7,000 | 7,000 |
| Pretax income | 58,000 | 140,000 | 259,000 | 372,000 |
| Income tax | 3,000 | 15,000 | 31,000 | 46,000 |
| Net income | 55,000 | 125,000 | 228,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,974,000 | 6,962,000 | 7,065,000 | 7,150,000 |
| Total capital | 7,426,000 | 7,412,000 | 7,520,000 | 7,606,000 |
| Risk-weighted assets | 47,885,000 | 48,564,000 | 49,963,000 | 49,784,000 |