Call reports 2016
BANK419 — 2016
What BANK419 reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,217,000 | 68,584,000 | 71,887,000 | 72,535,000 |
| Total loans | 49,267,000 | 49,009,000 | 47,454,000 | 46,906,000 |
| Allowance for loan losses | 492,000 | 475,000 | 475,000 | 478,000 |
| Securities available for sale | 10,518,000 | 11,428,000 | 12,750,000 | 13,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,862,000 | 59,149,000 | 62,985,000 | 62,914,000 |
| Interest-bearing deposits | 46,122,000 | 46,548,000 | 49,279,000 | 46,343,000 |
| Noninterest-bearing deposits | 12,740,000 | 12,601,000 | 13,706,000 | 16,571,000 |
| Equity capital | 6,628,000 | 6,711,000 | 6,217,000 | 7,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,349,000 | 2,025,000 | 2,699,000 |
| Interest expense | 63,000 | 131,000 | 197,000 | 263,000 |
| Net interest income | 613,000 | 1,218,000 | 1,828,000 | 2,436,000 |
| Noninterest income | 102,000 | 207,000 | 328,000 | 449,000 |
| Noninterest expense | 561,000 | 1,111,000 | 1,625,000 | 2,170,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 2,000 |
| Pretax income | 154,000 | 313,000 | 529,000 | 713,000 |
| Income tax | 43,000 | 88,000 | 147,000 | 196,000 |
| Net income | 111,000 | 225,000 | 382,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,571,000 | 6,627,000 | 6,149,000 | 7,203,000 |
| Total capital | 7,063,000 | 7,102,000 | 6,624,000 | 7,681,000 |
| Risk-weighted assets | 43,005,000 | 43,302,000 | 43,402,000 | 44,071,000 |