Call reports 2015
BANK419 — 2015
What BANK419 reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,807,000 | 64,733,000 | 64,961,000 | 68,258,000 |
| Total loans | 45,316,000 | 48,445,000 | 49,278,000 | 50,151,000 |
| Allowance for loan losses | 460,000 | 469,000 | 469,000 | 479,000 |
| Securities available for sale | 9,080,000 | 9,936,000 | 9,996,000 | 9,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,806,000 | 55,486,000 | 55,373,000 | 59,014,000 |
| Interest-bearing deposits | 43,521,000 | 43,206,000 | 42,600,000 | 44,402,000 |
| Noninterest-bearing deposits | 13,285,000 | 12,280,000 | 12,773,000 | 14,612,000 |
| Equity capital | 6,295,000 | 6,288,000 | 6,455,000 | 6,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,289,000 | 1,954,000 | 2,634,000 |
| Interest expense | 58,000 | 125,000 | 182,000 | 242,000 |
| Net interest income | 577,000 | 1,164,000 | 1,772,000 | 2,392,000 |
| Noninterest income | 407,000 | 486,000 | 590,000 | 690,000 |
| Noninterest expense | 534,000 | 1,065,000 | 1,613,000 | 2,181,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 585,000 | 749,000 | 901,000 |
| Income tax | 44,000 | 83,000 | 132,000 | 177,000 |
| Net income | 406,000 | 502,000 | 617,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,254,000 | 6,293,000 | 6,408,000 | 6,460,000 |
| Total capital | 6,714,000 | 6,752,000 | 6,874,000 | 6,939,000 |
| Risk-weighted assets | 41,345,000 | 36,716,000 | 37,291,000 | 42,079,000 |