Call reports 2014
BANK419 — 2014
What BANK419 reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 63,504,000 | 63,829,000 | 62,030,000 | 63,973,000 |
| Total loans | 45,651,000 | 45,760,000 | 45,888,000 | 45,783,000 |
| Allowance for loan losses | 677,000 | 589,000 | 500,000 | 460,000 |
| Securities available for sale | 8,533,000 | 7,766,000 | 7,884,000 | 7,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,472,000 | 54,768,000 | 53,121,000 | 55,504,000 |
| Interest-bearing deposits | 42,436,000 | 42,404,000 | 41,590,000 | 42,206,000 |
| Noninterest-bearing deposits | 12,036,000 | 12,364,000 | 11,531,000 | 13,298,000 |
| Equity capital | 5,502,000 | 5,643,000 | 5,734,000 | 5,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,306,000 | 1,974,000 | 2,606,000 |
| Interest expense | 67,000 | 139,000 | 222,000 | 263,000 |
| Net interest income | 582,000 | 1,167,000 | 1,752,000 | 2,343,000 |
| Noninterest income | 104,000 | 227,000 | 334,000 | 367,000 |
| Noninterest expense | 570,000 | 1,100,000 | 1,660,000 | 2,162,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 55,000 |
| Pretax income | 61,000 | 239,000 | 371,000 | 493,000 |
| Income tax | 13,000 | 66,000 | 104,000 | 139,000 |
| Net income | 48,000 | 173,000 | 267,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,542,000 | 5,667,000 | 5,761,000 | 5,848,000 |
| Total capital | 6,044,000 | 6,194,000 | 6,261,000 | 6,308,000 |
| Risk-weighted assets | 39,976,000 | 42,092,000 | 41,932,000 | 42,105,000 |