Call reports 2011
BANK419 — 2011
What BANK419 reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 61,572,000 | 59,500,000 | 57,718,000 | 60,328,000 |
| Total loans | 42,672,000 | 41,687,000 | 41,766,000 | 42,705,000 |
| Allowance for loan losses | 766,000 | 769,000 | 753,000 | 650,000 |
| Securities available for sale | 11,141,000 | 9,700,000 | 9,203,000 | 8,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,728,000 | 53,525,000 | 51,607,000 | 54,212,000 |
| Interest-bearing deposits | 46,238,000 | 44,166,000 | 42,524,000 | 42,810,000 |
| Noninterest-bearing deposits | 9,490,000 | 9,359,000 | 9,083,000 | 11,402,000 |
| Equity capital | 4,736,000 | 4,877,000 | 4,978,000 | 4,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,456,000 | 2,200,000 | 2,858,000 |
| Interest expense | 144,000 | 285,000 | 408,000 | 515,000 |
| Net interest income | 606,000 | 1,171,000 | 1,792,000 | 2,343,000 |
| Noninterest income | 103,000 | 212,000 | 308,000 | 398,000 |
| Noninterest expense | 532,000 | 1,052,000 | 1,607,000 | 2,132,000 |
| Provision for loan losses | 200,000 | 201,000 | 201,000 | 302,000 |
| Pretax income | -23,000 | 130,000 | 292,000 | 307,000 |
| Income tax | -20,000 | 20,000 | 63,000 | 57,000 |
| Net income | -3,000 | 110,000 | 229,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,676,000 | 4,769,000 | 4,859,000 | 4,880,000 |
| Total capital | 5,645,000 | 5,728,000 | 5,824,000 | 5,843,000 |
| Risk-weighted assets | 37,206,000 | 36,394,000 | 36,884,000 | 36,882,000 |