Call reports 2009
BANK419 — 2009
What BANK419 reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,574,000 | 62,205,000 | 58,070,000 | 60,366,000 |
| Total loans | 47,203,000 | 46,980,000 | 46,590,000 | 46,826,000 |
| Allowance for loan losses | 322,000 | 367,000 | 462,000 | 519,000 |
| Securities available for sale | 6,405,000 | 6,996,000 | 6,558,000 | 6,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,454,000 | 54,163,000 | 52,308,000 | 54,595,000 |
| Interest-bearing deposits | 44,457,000 | 45,608,000 | 44,917,000 | 45,177,000 |
| Noninterest-bearing deposits | 7,997,000 | 8,555,000 | 7,391,000 | 9,418,000 |
| Equity capital | 4,694,000 | 4,577,000 | 4,679,000 | 4,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,668,000 | 2,501,000 | 3,308,000 |
| Interest expense | 303,000 | 590,000 | 850,000 | 1,068,000 |
| Net interest income | 545,000 | 1,078,000 | 1,651,000 | 2,240,000 |
| Noninterest income | 89,000 | 191,000 | 289,000 | 401,000 |
| Noninterest expense | 532,000 | 1,060,000 | 1,580,000 | 2,122,000 |
| Provision for loan losses | 0 | 185,000 | 286,000 | 405,000 |
| Pretax income | 102,000 | 24,000 | 74,000 | 114,000 |
| Income tax | 23,000 | -16,000 | -12,000 | -12,000 |
| Net income | 79,000 | 40,000 | 86,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,609,000 | 4,506,000 | 4,552,000 | 4,562,000 |
| Total capital | 5,431,000 | 5,373,000 | 5,514,000 | 5,541,000 |
| Risk-weighted assets | 40,167,000 | 40,804,000 | 39,498,000 | 38,259,000 |