Call reports 2007
BANK419 — 2007
What BANK419 reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,210,000 | 56,252,000 | 57,621,000 | 59,557,000 |
| Total loans | 43,391,000 | 44,794,000 | 46,284,000 | 47,330,000 |
| Allowance for loan losses | 402,000 | 397,000 | 387,000 | 402,000 |
| Securities available for sale | 6,020,000 | 5,941,000 | 6,019,000 | 5,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,052,000 | 48,515,000 | 49,964,000 | 51,628,000 |
| Interest-bearing deposits | 40,632,000 | 41,490,000 | 41,820,000 | 42,402,000 |
| Noninterest-bearing deposits | 8,420,000 | 7,025,000 | 8,144,000 | 9,226,000 |
| Equity capital | 4,166,000 | 4,312,000 | 4,372,000 | 4,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,659,000 | 2,535,000 | 3,443,000 |
| Interest expense | 325,000 | 684,000 | 1,069,000 | 1,465,000 |
| Net interest income | 486,000 | 975,000 | 1,466,000 | 1,978,000 |
| Noninterest income | 73,000 | 289,000 | 367,000 | 526,000 |
| Noninterest expense | 510,000 | 1,019,000 | 1,503,000 | 2,006,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 56,000 |
| Pretax income | 49,000 | 245,000 | 327,000 | 442,000 |
| Income tax | 9,000 | 24,000 | 47,000 | 76,000 |
| Net income | 40,000 | 221,000 | 280,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,193,000 | 4,374,000 | 4,374,000 | 4,393,000 |
| Total capital | 5,109,000 | 5,272,000 | 5,262,000 | 5,296,000 |
| Risk-weighted assets | 37,690,000 | 38,417,000 | 39,741,000 | 41,200,000 |