Call reports 2005
BANK419 — 2005
What BANK419 reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 50,563,000 | 49,686,000 | 49,761,000 | 52,079,000 |
| Total loans | 37,585,000 | 38,336,000 | 38,318,000 | 40,421,000 |
| Allowance for loan losses | 602,000 | 585,000 | 556,000 | 430,000 |
| Securities available for sale | 6,276,000 | 6,313,000 | 6,248,000 | 6,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,878,000 | 44,788,000 | 43,913,000 | 43,482,000 |
| Interest-bearing deposits | 37,704,000 | 36,370,000 | 35,983,000 | 34,920,000 |
| Noninterest-bearing deposits | 8,174,000 | 8,418,000 | 7,930,000 | 8,562,000 |
| Equity capital | 3,899,000 | 4,000,000 | 4,032,000 | 4,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,373,000 | 2,075,000 | 2,814,000 |
| Interest expense | 185,000 | 371,000 | 552,000 | 756,000 |
| Net interest income | 471,000 | 1,002,000 | 1,523,000 | 2,058,000 |
| Noninterest income | 80,000 | 141,000 | 197,000 | 257,000 |
| Noninterest expense | 484,000 | 959,000 | 1,459,000 | 1,895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 184,000 | 261,000 | 420,000 |
| Income tax | 14,000 | 45,000 | 60,000 | 108,000 |
| Net income | 53,000 | 139,000 | 201,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,926,000 | 3,982,000 | 4,043,000 | 4,095,000 |
| Total capital | 4,871,000 | 4,928,000 | 4,982,000 | 5,043,000 |
| Risk-weighted assets | 35,385,000 | 35,498,000 | 35,023,000 | 35,863,000 |