Call reports 2004
BANK419 — 2004
What BANK419 reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 46,545,000 | 47,392,000 | 50,820,000 | 50,984,000 |
| Total loans | 35,922,000 | 37,746,000 | 38,589,000 | 38,288,000 |
| Allowance for loan losses | 692,000 | 687,000 | 602,000 | 602,000 |
| Securities available for sale | 4,558,000 | 4,952,000 | 4,521,000 | 6,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,025,000 | 41,651,000 | 46,148,000 | 46,233,000 |
| Interest-bearing deposits | 34,357,000 | 34,907,000 | 31,971,000 | 37,197,000 |
| Noninterest-bearing deposits | 6,668,000 | 6,744,000 | 14,177,000 | 9,036,000 |
| Equity capital | 3,724,000 | 3,748,000 | 3,848,000 | 3,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,276,000 | 1,942,000 | 2,657,000 |
| Interest expense | 141,000 | 292,000 | 477,000 | 672,000 |
| Net interest income | 479,000 | 984,000 | 1,465,000 | 1,985,000 |
| Noninterest income | 66,000 | 145,000 | 212,000 | 275,000 |
| Noninterest expense | 445,000 | 911,000 | 1,400,000 | 1,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 108,000 | 218,000 | 277,000 | 389,000 |
| Income tax | 29,000 | 59,000 | 69,000 | 98,000 |
| Net income | 79,000 | 159,000 | 208,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,660,000 | 3,741,000 | 3,790,000 | 3,873,000 |
| Total capital | 4,588,000 | 4,685,000 | 4,743,000 | 4,547,000 |
| Risk-weighted assets | 34,016,000 | 35,310,000 | 36,063,000 | 35,371,000 |