Call reports 2003
BANK419 — 2003
What BANK419 reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 47,760,000 | 47,215,000 | 45,586,000 | 45,090,000 |
| Total loans | 34,833,000 | 35,368,000 | 34,814,000 | 35,898,000 |
| Allowance for loan losses | 744,000 | 753,000 | 710,000 | 722,000 |
| Securities available for sale | 1,327,000 | 2,515,000 | 3,999,000 | 4,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,989,000 | 43,393,000 | 41,755,000 | 40,436,000 |
| Interest-bearing deposits | 37,780,000 | 37,089,000 | 35,097,000 | 33,567,000 |
| Noninterest-bearing deposits | 6,209,000 | 6,304,000 | 6,658,000 | 6,869,000 |
| Equity capital | 3,556,000 | 3,594,000 | 3,638,000 | 3,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,339,000 | 1,984,000 | 2,629,000 |
| Interest expense | 275,000 | 535,000 | 757,000 | 925,000 |
| Net interest income | 395,000 | 804,000 | 1,227,000 | 1,704,000 |
| Noninterest income | 70,000 | 138,000 | 222,000 | 308,000 |
| Noninterest expense | 400,000 | 848,000 | 1,290,000 | 1,820,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 94,000 | 159,000 | 192,000 |
| Income tax | 15,000 | 17,000 | 27,000 | 49,000 |
| Net income | 50,000 | 77,000 | 132,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,507,000 | 3,534,000 | 3,589,000 | 3,582,000 |
| Total capital | 3,842,000 | 3,898,000 | 3,993,000 | 4,492,000 |
| Risk-weighted assets | 26,362,000 | 28,757,000 | 32,036,000 | 32,534,000 |