Call reports 2002
BANK419 — 2002
What BANK419 reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,468,000 | 46,872,000 | 48,437,000 | 48,293,000 |
| Total loans | 37,975,000 | 39,562,000 | 38,465,000 | 37,952,000 |
| Allowance for loan losses | 367,000 | 394,000 | 706,000 | 742,000 |
| Securities available for sale | 3,392,000 | 1,822,000 | 1,434,000 | 1,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,512,000 | 42,829,000 | 44,709,000 | 44,585,000 |
| Interest-bearing deposits | 37,118,000 | 36,735,000 | 38,688,000 | 38,222,000 |
| Noninterest-bearing deposits | 6,394,000 | 6,094,000 | 6,021,000 | 6,363,000 |
| Equity capital | 3,768,000 | 3,825,000 | 3,556,000 | 3,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,498,000 | 2,236,000 | 2,960,000 |
| Interest expense | 316,000 | 616,000 | 936,000 | 1,243,000 |
| Net interest income | 426,000 | 882,000 | 1,300,000 | 1,717,000 |
| Noninterest income | 61,000 | 118,000 | 176,000 | 231,000 |
| Noninterest expense | 374,000 | 785,000 | 1,166,000 | 1,657,000 |
| Provision for loan losses | 30,000 | 60,000 | 576,000 | 634,000 |
| Pretax income | 83,000 | 155,000 | -266,000 | -343,000 |
| Income tax | 23,000 | 43,000 | -105,000 | -139,000 |
| Net income | 60,000 | 112,000 | -161,000 | -204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,721,000 | 3,773,000 | 3,500,000 | 3,457,000 |
| Total capital | 4,088,000 | 4,167,000 | 3,870,000 | 3,814,000 |
| Risk-weighted assets | 34,613,000 | 34,122,000 | 29,232,000 | 27,546,000 |