Call reports 2001
BANK419 — 2001
What BANK419 reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 43,362,000 | 44,518,000 | 45,843,000 | 47,594,000 |
| Total loans | 34,029,000 | 33,884,000 | 32,892,000 | 34,614,000 |
| Allowance for loan losses | 347,000 | 305,000 | 328,000 | 353,000 |
| Securities available for sale | 4,367,000 | 4,064,000 | 4,584,000 | 3,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,740,000 | 39,862,000 | 41,159,000 | 43,704,000 |
| Interest-bearing deposits | 34,291,000 | 34,985,000 | 35,737,000 | 36,264,000 |
| Noninterest-bearing deposits | 4,449,000 | 4,877,000 | 5,422,000 | 7,440,000 |
| Equity capital | 4,403,000 | 4,472,000 | 4,504,000 | 3,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,596,000 | 2,377,000 | 3,146,000 |
| Interest expense | 397,000 | 809,000 | 1,215,000 | 1,598,000 |
| Net interest income | 408,000 | 787,000 | 1,162,000 | 1,548,000 |
| Noninterest income | 43,000 | 87,000 | 130,000 | 185,000 |
| Noninterest expense | 348,000 | 700,000 | 1,053,000 | 1,413,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 50,000 |
| Pretax income | 103,000 | 175,000 | 219,000 | 270,000 |
| Income tax | 29,000 | 52,000 | 73,000 | 72,000 |
| Net income | 74,000 | 122,000 | 146,000 | 198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,361,000 | 4,409,000 | 4,429,000 | 3,661,000 |
| Total capital | 4,708,000 | 4,714,000 | 4,757,000 | 4,014,000 |
| Risk-weighted assets | 31,997,000 | 32,331,000 | 32,205,000 | 32,706,000 |