Call reports 2012
DAKOTA HERITAGE STATE BANK — 2012
What DAKOTA HERITAGE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 43,798,000 | 43,306,000 | 45,583,000 |
| Total loans | 28,646,000 | 35,683,000 | 38,576,000 |
| Allowance for loan losses | 9,000 | 12,000 | 10,000 |
| Securities available for sale | 7,082,000 | 3,283,000 | 3,596,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 38,062,000 | 37,425,000 | 38,428,000 |
| Interest-bearing deposits | 26,313,000 | 31,348,000 | 31,397,000 |
| Noninterest-bearing deposits | 11,749,000 | 6,077,000 | 7,031,000 |
| Equity capital | 5,175,000 | 5,328,000 | 4,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 421,000 | 841,000 | 1,339,000 |
| Interest expense | 75,000 | 147,000 | 216,000 |
| Net interest income | 346,000 | 694,000 | 1,123,000 |
| Noninterest income | 34,000 | 79,000 | 110,000 |
| Noninterest expense | 281,000 | 580,000 | 940,000 |
| Provision for loan losses | 9,000 | 12,000 | 12,000 |
| Pretax income | 90,000 | 229,000 | 344,000 |
| Income tax | 5,000 | 11,000 | 14,000 |
| Net income | 85,000 | 218,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 4,201,000 | 4,347,000 | 3,769,000 |
| Total capital | 4,210,000 | 4,359,000 | 3,779,000 |
| Risk-weighted assets | 34,298,000 | 35,227,000 | 38,076,000 |