Call reports 2010
DAKOTA HERITAGE STATE BANK — 2010
What DAKOTA HERITAGE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 35,271,000 | 34,378,000 | 34,983,000 | 36,415,000 |
| Total loans | 26,015,000 | 26,721,000 | 27,386,000 | 27,940,000 |
| Allowance for loan losses | 449,000 | 449,000 | 393,000 | 359,000 |
| Securities available for sale | 3,637,000 | 4,093,000 | 3,793,000 | 6,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,894,000 | 30,028,000 | 30,727,000 | 30,110,000 |
| Interest-bearing deposits | 26,335,000 | 25,691,000 | 25,829,000 | 21,296,000 |
| Noninterest-bearing deposits | 4,559,000 | 4,337,000 | 4,898,000 | 8,814,000 |
| Equity capital | 4,043,000 | 4,023,000 | 4,157,000 | 4,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 898,000 | 1,365,000 | 1,832,000 |
| Interest expense | 167,000 | 327,000 | 475,000 | 618,000 |
| Net interest income | 273,000 | 571,000 | 890,000 | 1,214,000 |
| Noninterest income | 48,000 | 109,000 | 185,000 | 252,000 |
| Noninterest expense | 280,000 | 544,000 | 795,000 | 1,087,000 |
| Provision for loan losses | 38,000 | 38,000 | 0 | 0 |
| Pretax income | 3,000 | 98,000 | 280,000 | 379,000 |
| Income tax | 0 | 4,000 | 12,000 | 17,000 |
| Net income | 3,000 | 94,000 | 268,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,026,000 | 3,993,000 | 4,103,000 | 4,196,000 |
| Total capital | 4,360,000 | 4,322,000 | 4,468,000 | 4,555,000 |
| Risk-weighted assets | 26,623,000 | 27,306,000 | 29,176,000 | 29,876,000 |