Call reports 2001
DAKOTA HERITAGE STATE BANK — 2001
What DAKOTA HERITAGE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,700,000 | 29,850,000 | 29,477,000 | 29,722,000 |
| Total loans | 17,836,000 | 18,941,000 | 18,363,000 | 16,924,000 |
| Allowance for loan losses | 316,000 | 319,000 | 317,000 | 334,000 |
| Securities available for sale | 5,926,000 | 3,423,000 | 4,843,000 | 5,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,092,000 | 22,963,000 | 23,769,000 | 23,757,000 |
| Interest-bearing deposits | 21,398,000 | 21,466,000 | 22,042,000 | 21,685,000 |
| Noninterest-bearing deposits | 1,694,000 | 1,497,000 | 1,727,000 | 2,072,000 |
| Equity capital | 3,364,000 | 3,316,000 | 3,387,000 | 3,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,145,000 | 1,667,000 | 2,171,000 |
| Interest expense | 350,000 | 695,000 | 1,016,000 | 1,319,000 |
| Net interest income | 231,000 | 450,000 | 651,000 | 852,000 |
| Noninterest income | 22,000 | 46,000 | 72,000 | 126,000 |
| Noninterest expense | 165,000 | 324,000 | 497,000 | 688,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | 88,000 | 172,000 | 219,000 | 262,000 |
| Income tax | 4,000 | 7,000 | 9,000 | 12,000 |
| Net income | 84,000 | 165,000 | 210,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,341,000 | 3,297,000 | 3,342,000 | 3,382,000 |
| Total capital | 3,587,000 | 3,550,000 | 3,589,000 | 3,617,000 |
| Risk-weighted assets | 19,627,000 | 20,185,000 | 19,674,000 | 18,717,000 |