Call report 2016Q4
OJAI COMMUNITY BANK — 2016Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 256,911,000 | USD | evidence → |
| Total loans | 209,183,000 | USD | evidence → |
| Allowance for loan losses | 2,647,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 6,499,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,844,000 | USD | evidence → |
| Interest-bearing deposits | 130,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,193,000 | USD | evidence → |
| Equity capital | 24,039,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,780,000 | USD | evidence → |
| Interest expense | 582,000 | USD | evidence → |
| Net interest income | 9,198,000 | USD | evidence → |
| Noninterest income | 717,000 | USD | evidence → |
| Noninterest expense | 6,880,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 2,660,000 | USD | evidence → |
| Income tax | 1,060,000 | USD | evidence → |
| Net income | 1,600,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,039,000 | USD | evidence → |
| Total capital | 26,697,000 | USD | evidence → |
| Risk-weighted assets | 212,629,000 | USD | evidence → |