Call report 2013Q1
OJAI COMMUNITY BANK — 2013Q1
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 138,829,000 | USD | evidence → |
| Total loans | 75,414,000 | USD | evidence → |
| Allowance for loan losses | 1,360,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,019,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 123,028,000 | USD | evidence → |
| Interest-bearing deposits | 85,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,290,000 | USD | evidence → |
| Equity capital | 15,503,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,094,000 | USD | evidence → |
| Interest expense | 63,000 | USD | evidence → |
| Net interest income | 1,031,000 | USD | evidence → |
| Noninterest income | 159,000 | USD | evidence → |
| Noninterest expense | 1,142,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 48,000 | USD | evidence → |
| Income tax | 22,000 | USD | evidence → |
| Net income | 26,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,053,000 | USD | evidence → |
| Total capital | 15,179,000 | USD | evidence → |
| Risk-weighted assets | 89,824,000 | USD | evidence → |