Call report 2010Q4
OJAI COMMUNITY BANK — 2010Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,917,000 | USD | evidence → |
| Total loans | 85,845,000 | USD | evidence → |
| Allowance for loan losses | 2,101,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,030,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,611,000 | USD | evidence → |
| Interest-bearing deposits | 84,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,765,000 | USD | evidence → |
| Equity capital | 12,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,572,000 | USD | evidence → |
| Interest expense | 822,000 | USD | evidence → |
| Net interest income | 4,750,000 | USD | evidence → |
| Noninterest income | 949,000 | USD | evidence → |
| Noninterest expense | 4,077,000 | USD | evidence → |
| Provision for loan losses | 1,910,000 | USD | evidence → |
| Pretax income | -288,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -289,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,467,000 | USD | evidence → |
| Total capital | 11,596,000 | USD | evidence → |
| Risk-weighted assets | 89,344,000 | USD | evidence → |