Call report 2009Q4
OJAI COMMUNITY BANK — 2009Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,452,000 | USD | evidence → |
| Total loans | 81,853,000 | USD | evidence → |
| Allowance for loan losses | 1,343,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,041,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 99,654,000 | USD | evidence → |
| Interest-bearing deposits | 65,874,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,780,000 | USD | evidence → |
| Equity capital | 12,532,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,189,000 | USD | evidence → |
| Interest expense | 1,108,000 | USD | evidence → |
| Net interest income | 4,081,000 | USD | evidence → |
| Noninterest income | 378,000 | USD | evidence → |
| Noninterest expense | 4,972,000 | USD | evidence → |
| Provision for loan losses | 1,303,000 | USD | evidence → |
| Pretax income | -1,816,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -1,817,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,264,000 | USD | evidence → |
| Total capital | 11,313,000 | USD | evidence → |
| Risk-weighted assets | 83,589,000 | USD | evidence → |