Call report 2009Q2
OJAI COMMUNITY BANK — 2009Q2
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,199,000 | USD | evidence → |
| Total loans | 73,720,000 | USD | evidence → |
| Allowance for loan losses | 1,124,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,046,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 98,532,000 | USD | evidence → |
| Interest-bearing deposits | 74,631,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,901,000 | USD | evidence → |
| Equity capital | 13,406,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,507,000 | USD | evidence → |
| Interest expense | 584,000 | USD | evidence → |
| Net interest income | 1,923,000 | USD | evidence → |
| Noninterest income | 178,000 | USD | evidence → |
| Noninterest expense | 2,151,000 | USD | evidence → |
| Provision for loan losses | 943,000 | USD | evidence → |
| Pretax income | -993,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -993,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,584,000 | USD | evidence → |
| Total capital | 11,560,000 | USD | evidence → |
| Risk-weighted assets | 77,898,000 | USD | evidence → |