Call report 2006Q4
OJAI COMMUNITY BANK — 2006Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,658,000 | USD | evidence → |
| Total loans | 19,116,000 | USD | evidence → |
| Allowance for loan losses | 250,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,989,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,507,000 | USD | evidence → |
| Interest-bearing deposits | 19,389,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,118,000 | USD | evidence → |
| Equity capital | 10,094,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,110,000 | USD | evidence → |
| Interest expense | 410,000 | USD | evidence → |
| Net interest income | 1,700,000 | USD | evidence → |
| Noninterest income | 74,000 | USD | evidence → |
| Noninterest expense | 1,587,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 66,000 | USD | evidence → |
| Income tax | -25,000 | USD | evidence → |
| Net income | 91,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,094,000 | USD | evidence → |
| Total capital | 10,357,000 | USD | evidence → |
| Risk-weighted assets | 23,885,000 | USD | evidence → |