Call reports 2009
FIRST NATIONAL BANK OF CANTON, THE — 2009
What FIRST NATIONAL BANK OF CANTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 98,958,000 | 106,519,000 | 109,759,000 | 110,033,000 |
| Total loans | 52,812,000 | 54,023,000 | 54,830,000 | 54,738,000 |
| Allowance for loan losses | 656,000 | 674,000 | 643,000 | 684,000 |
| Securities available for sale | 3,527,000 | 4,515,000 | 8,216,000 | 8,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,614,000 | 97,086,000 | 100,035,000 | 100,216,000 |
| Interest-bearing deposits | 67,708,000 | 72,601,000 | 75,329,000 | 77,436,000 |
| Noninterest-bearing deposits | 21,906,000 | 24,484,000 | 24,706,000 | 22,779,000 |
| Equity capital | 9,169,000 | 9,223,000 | 9,499,000 | 9,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,511,000 | 3,804,000 | 5,075,000 |
| Interest expense | 424,000 | 819,000 | 1,205,000 | 1,560,000 |
| Net interest income | 824,000 | 1,692,000 | 2,599,000 | 3,515,000 |
| Noninterest income | 176,000 | 377,000 | 553,000 | 737,000 |
| Noninterest expense | 731,000 | 1,513,000 | 2,266,000 | 3,102,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 102,000 |
| Pretax income | 251,000 | 520,000 | 832,000 | 1,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 520,000 | 832,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,084,000 | 9,145,000 | 9,345,000 | 9,455,000 |
| Total capital | 9,740,000 | 9,819,000 | 9,988,000 | 10,139,000 |
| Risk-weighted assets | 59,842,000 | 62,025,000 | 62,696,000 | 62,866,000 |