Call reports 2008
FIRST NATIONAL BANK OF CANTON, THE — 2008
What FIRST NATIONAL BANK OF CANTON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 92,862,000 | 98,115,000 | 99,516,000 | 99,258,000 |
| Total loans | 47,627,000 | 48,634,000 | 50,476,000 | 51,831,000 |
| Allowance for loan losses | 622,000 | 638,000 | 632,000 | 641,000 |
| Securities available for sale | 3,895,000 | 3,808,000 | 3,743,000 | 3,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,163,000 | 89,378,000 | 89,536,000 | 90,089,000 |
| Interest-bearing deposits | 60,604,000 | 63,988,000 | 65,761,000 | 68,297,000 |
| Noninterest-bearing deposits | 23,559,000 | 25,390,000 | 23,775,000 | 21,792,000 |
| Equity capital | 8,498,000 | 8,500,000 | 8,702,000 | 8,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,549,000 | 3,869,000 | 5,172,000 |
| Interest expense | 526,000 | 1,045,000 | 1,563,000 | 2,043,000 |
| Net interest income | 736,000 | 1,504,000 | 2,306,000 | 3,129,000 |
| Noninterest income | 187,000 | 393,000 | 617,000 | 794,000 |
| Noninterest expense | 697,000 | 1,385,000 | 2,110,000 | 2,836,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 208,000 | 476,000 | 759,000 | 1,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 208,000 | 476,000 | 759,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,433,000 | 8,509,000 | 8,692,000 | 8,833,000 |
| Total capital | 9,055,000 | 9,147,000 | 9,324,000 | 9,474,000 |
| Risk-weighted assets | 55,918,000 | 57,624,000 | 58,280,000 | 59,459,000 |