Call reports 2007
FIRST NATIONAL BANK OF CANTON, THE — 2007
What FIRST NATIONAL BANK OF CANTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,744,000 | 82,236,000 | 85,165,000 | 87,850,000 |
| Total loans | 41,688,000 | 44,349,000 | 44,070,000 | 45,958,000 |
| Allowance for loan losses | 613,000 | 619,000 | 608,000 | 619,000 |
| Securities available for sale | 3,790,000 | 3,732,000 | 3,742,000 | 3,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,673,000 | 74,126,000 | 76,838,000 | 79,341,000 |
| Interest-bearing deposits | 48,784,000 | 49,864,000 | 52,852,000 | 56,188,000 |
| Noninterest-bearing deposits | 22,889,000 | 24,262,000 | 23,986,000 | 23,153,000 |
| Equity capital | 7,853,000 | 7,865,000 | 8,046,000 | 8,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,200,000 | 3,396,000 | 4,663,000 |
| Interest expense | 382,000 | 796,000 | 1,249,000 | 1,750,000 |
| Net interest income | 685,000 | 1,404,000 | 2,147,000 | 2,913,000 |
| Noninterest income | 184,000 | 381,000 | 589,000 | 780,000 |
| Noninterest expense | 611,000 | 1,262,000 | 1,949,000 | 2,642,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 240,000 | 487,000 | 733,000 | 979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 487,000 | 733,000 | 979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,897,000 | 7,942,000 | 8,079,000 | 8,225,000 |
| Total capital | 8,509,000 | 8,561,000 | 8,687,000 | 8,844,000 |
| Risk-weighted assets | 48,971,000 | 51,453,000 | 51,432,000 | 53,547,000 |