Call reports 2006
FIRST NATIONAL BANK OF CANTON, THE — 2006
What FIRST NATIONAL BANK OF CANTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 75,291,000 | 74,664,000 | 75,776,000 | 76,570,000 |
| Total loans | 36,344,000 | 37,594,000 | 39,053,000 | 40,454,000 |
| Allowance for loan losses | 573,000 | 573,000 | 582,000 | 601,000 |
| Securities available for sale | 5,222,000 | 5,097,000 | 4,870,000 | 4,682,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,934,000 | 67,187,000 | 68,038,000 | 68,654,000 |
| Interest-bearing deposits | 46,440,000 | 44,635,000 | 44,921,000 | 46,721,000 |
| Noninterest-bearing deposits | 21,494,000 | 22,552,000 | 23,116,000 | 21,933,000 |
| Equity capital | 7,218,000 | 7,282,000 | 7,483,000 | 7,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,896,000 | 2,889,000 | 3,944,000 |
| Interest expense | 259,000 | 545,000 | 872,000 | 1,241,000 |
| Net interest income | 685,000 | 1,351,000 | 2,017,000 | 2,703,000 |
| Noninterest income | 148,000 | 328,000 | 510,000 | 702,000 |
| Noninterest expense | 484,000 | 966,000 | 1,554,000 | 2,200,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 331,000 | 677,000 | 919,000 | 1,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 677,000 | 919,000 | 1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,275,000 | 7,377,000 | 7,529,000 | 7,657,000 |
| Total capital | 7,829,000 | 7,950,000 | 8,111,000 | 8,258,000 |
| Risk-weighted assets | 44,282,000 | 45,920,000 | 47,557,000 | 48,089,000 |