Call reports 2005
FIRST NATIONAL BANK OF CANTON, THE — 2005
What FIRST NATIONAL BANK OF CANTON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,695,000 | 71,376,000 | 75,642,000 | 74,775,000 |
| Total loans | 35,075,000 | 34,770,000 | 36,349,000 | 36,296,000 |
| Allowance for loan losses | 519,000 | 528,000 | 528,000 | 550,000 |
| Securities available for sale | 3,982,000 | 3,888,000 | 5,246,000 | 5,764,000 |
| Securities held to maturity | 1,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,801,000 | 64,536,000 | 68,660,000 | 67,727,000 |
| Interest-bearing deposits | 44,765,000 | 44,752,000 | 47,010,000 | 47,217,000 |
| Noninterest-bearing deposits | 20,036,000 | 19,783,000 | 21,650,000 | 20,510,000 |
| Equity capital | 6,792,000 | 6,724,000 | 6,817,000 | 6,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,617,000 | 2,480,000 | 3,428,000 |
| Interest expense | 152,000 | 330,000 | 534,000 | 774,000 |
| Net interest income | 640,000 | 1,287,000 | 1,946,000 | 2,654,000 |
| Noninterest income | 146,000 | 344,000 | 514,000 | 688,000 |
| Noninterest expense | 470,000 | 931,000 | 1,412,000 | 1,893,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 298,000 | 664,000 | 994,000 | 1,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 664,000 | 994,000 | 1,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,779,000 | 6,710,000 | 6,819,000 | 6,944,000 |
| Total capital | 7,296,000 | 7,224,000 | 7,347,000 | 7,478,000 |
| Risk-weighted assets | 41,327,000 | 41,077,000 | 43,959,000 | 42,720,000 |