Call reports 2004
FIRST NATIONAL BANK OF CANTON, THE — 2004
What FIRST NATIONAL BANK OF CANTON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 67,960,000 | 70,155,000 | 72,613,000 | 72,025,000 |
| Total loans | 33,436,000 | 35,211,000 | 35,401,000 | 34,213,000 |
| Allowance for loan losses | 475,000 | 487,000 | 484,000 | 501,000 |
| Securities available for sale | 4,459,000 | 4,075,000 | 4,630,000 | 4,423,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,404,000 | 63,748,000 | 66,057,000 | 65,149,000 |
| Interest-bearing deposits | 42,996,000 | 44,895,000 | 46,768,000 | 45,365,000 |
| Noninterest-bearing deposits | 18,407,000 | 18,853,000 | 19,289,000 | 19,784,000 |
| Equity capital | 6,459,000 | 6,307,000 | 6,438,000 | 6,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 775,000 | 1,552,000 | 2,351,000 | 3,161,000 |
| Interest expense | 134,000 | 263,000 | 403,000 | 547,000 |
| Net interest income | 641,000 | 1,289,000 | 1,948,000 | 2,614,000 |
| Noninterest income | 123,000 | 267,000 | 412,000 | 568,000 |
| Noninterest expense | 462,000 | 931,000 | 1,408,000 | 1,865,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 285,000 | 590,000 | 899,000 | 1,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 590,000 | 899,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,345,000 | 6,268,000 | 6,380,000 | 6,482,000 |
| Total capital | 6,820,000 | 6,755,000 | 6,864,000 | 6,983,000 |
| Risk-weighted assets | 37,651,000 | 41,006,000 | 41,455,000 | 40,657,000 |