Call reports 2003
FIRST NATIONAL BANK OF CANTON, THE — 2003
What FIRST NATIONAL BANK OF CANTON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,680,000 | 65,346,000 | 70,751,000 | 69,590,000 |
| Total loans | 31,519,000 | 32,607,000 | 33,247,000 | 32,963,000 |
| Allowance for loan losses | 418,000 | 429,000 | 442,000 | 460,000 |
| Securities available for sale | 7,650,000 | 7,082,000 | 4,855,000 | 5,657,000 |
| Securities held to maturity | 4,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,390,000 | 59,189,000 | 64,528,000 | 63,286,000 |
| Interest-bearing deposits | 42,923,000 | 43,693,000 | 43,604,000 | 44,122,000 |
| Noninterest-bearing deposits | 15,467,000 | 15,496,000 | 20,924,000 | 19,163,000 |
| Equity capital | 6,153,000 | 6,071,000 | 6,089,000 | 6,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,653,000 | 2,449,000 | 3,238,000 |
| Interest expense | 197,000 | 372,000 | 533,000 | 674,000 |
| Net interest income | 628,000 | 1,281,000 | 1,916,000 | 2,564,000 |
| Noninterest income | 147,000 | 289,000 | 457,000 | 594,000 |
| Noninterest expense | 461,000 | 909,000 | 1,368,000 | 1,838,000 |
| Provision for loan losses | 17,000 | 35,000 | 53,000 | 71,000 |
| Pretax income | 297,000 | 626,000 | 952,000 | 1,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 626,000 | 952,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,959,000 | 5,879,000 | 5,975,000 | 6,060,000 |
| Total capital | 6,377,000 | 6,308,000 | 6,417,000 | 6,520,000 |
| Risk-weighted assets | 35,476,000 | 36,933,000 | 38,346,000 | 37,542,000 |