Call reports 2001
COMMERCIAL BANK, THE — 2001
What COMMERCIAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 224,430,000 | 229,798,000 | 233,114,000 | 218,978,000 |
| Total loans | 170,124,000 | 168,168,000 | 165,992,000 | 158,174,000 |
| Allowance for loan losses | 1,412,000 | 1,359,000 | 1,494,000 | 1,815,000 |
| Securities available for sale | 37,799,000 | 39,662,000 | 38,941,000 | 37,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,911,000 | 179,947,000 | 181,963,000 | 179,661,000 |
| Interest-bearing deposits | 163,651,000 | 164,850,000 | 166,440,000 | 162,371,000 |
| Noninterest-bearing deposits | 14,260,000 | 15,097,000 | 15,523,000 | 17,290,000 |
| Equity capital | 16,274,000 | 16,551,000 | 16,791,000 | 16,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,311,000 | 8,637,000 | 12,840,000 | 16,436,000 |
| Interest expense | 2,385,000 | 4,674,000 | 6,898,000 | 8,832,000 |
| Net interest income | 1,926,000 | 3,963,000 | 5,942,000 | 7,604,000 |
| Noninterest income | 203,000 | 388,000 | 598,000 | 1,107,000 |
| Noninterest expense | 1,334,000 | 2,679,000 | 4,136,000 | 5,591,000 |
| Provision for loan losses | 135,000 | 270,000 | 640,000 | 790,000 |
| Pretax income | 660,000 | 1,402,000 | 1,764,000 | 2,330,000 |
| Income tax | 170,000 | 377,000 | 454,000 | 597,000 |
| Net income | 490,000 | 1,025,000 | 1,310,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,834,000 | 16,094,000 | 16,239,000 | 15,651,000 |
| Total capital | 25,163,000 | 25,453,000 | 25,733,000 | 25,291,000 |
| Risk-weighted assets | 154,595,000 | 154,745,000 | 156,009,000 | 149,417,000 |