Call reports 2007
PEACHTREE NATIONAL BANK — 2007
What PEACHTREE NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 250,183,000 | 241,617,000 |
| Total loans | 203,052,000 | 193,672,000 |
| Allowance for loan losses | 3,877,000 | 2,585,000 |
| Securities available for sale | 33,874,000 | 32,601,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 210,336,000 | 194,022,000 |
| Interest-bearing deposits | 173,553,000 | 160,965,000 |
| Noninterest-bearing deposits | 36,783,000 | 33,057,000 |
| Equity capital | 25,808,000 | 26,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 4,738,000 | 9,261,000 |
| Interest expense | 1,572,000 | 3,082,000 |
| Net interest income | 3,166,000 | 6,179,000 |
| Noninterest income | 418,000 | 781,000 |
| Noninterest expense | 2,103,000 | 4,168,000 |
| Provision for loan losses | 500,000 | -116,000 |
| Pretax income | 981,000 | 2,908,000 |
| Income tax | 360,000 | 1,088,000 |
| Net income | 621,000 | 1,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 25,256,000 | 26,467,000 |
| Total capital | 28,115,000 | 29,052,000 |
| Risk-weighted assets | 227,735,000 | 213,506,000 |