Call reports 2006
PEACHTREE NATIONAL BANK — 2006
What PEACHTREE NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 238,743,000 | 256,758,000 | 255,736,000 | 254,530,000 |
| Total loans | 187,962,000 | 206,421,000 | 206,626,000 | 204,541,000 |
| Allowance for loan losses | 6,974,000 | 4,818,000 | 4,459,000 | 3,794,000 |
| Securities available for sale | 35,803,000 | 36,785,000 | 35,453,000 | 34,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,245,000 | 203,910,000 | 207,233,000 | 205,047,000 |
| Interest-bearing deposits | 160,204,000 | 160,390,000 | 171,035,000 | 166,761,000 |
| Noninterest-bearing deposits | 41,041,000 | 43,520,000 | 36,198,000 | 38,286,000 |
| Equity capital | 27,534,000 | 27,072,000 | 26,228,000 | 25,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,026,000 | 8,547,000 | 13,401,000 | 18,258,000 |
| Interest expense | 1,068,000 | 2,336,000 | 3,851,000 | 5,460,000 |
| Net interest income | 2,958,000 | 6,211,000 | 9,550,000 | 12,798,000 |
| Noninterest income | 615,000 | 1,046,000 | 1,509,000 | 1,940,000 |
| Noninterest expense | 1,914,000 | 4,045,000 | 6,272,000 | 8,351,000 |
| Provision for loan losses | 0 | -1,500,000 | -1,705,000 | -1,760,000 |
| Pretax income | 1,659,000 | 4,712,000 | 6,492,000 | 8,147,000 |
| Income tax | 614,000 | 1,775,000 | 2,435,000 | 3,066,000 |
| Net income | 1,045,000 | 2,937,000 | 4,057,000 | 5,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,361,000 | 26,976,000 | 25,827,000 | 24,595,000 |
| Total capital | 30,055,000 | 29,906,000 | 28,758,000 | 27,503,000 |
| Risk-weighted assets | 211,279,000 | 232,533,000 | 232,929,000 | 231,779,000 |