Call reports 2005
PEACHTREE NATIONAL BANK — 2005
What PEACHTREE NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 261,908,000 | 257,254,000 | 249,086,000 | 240,068,000 |
| Total loans | 219,833,000 | 212,538,000 | 195,558,000 | 188,911,000 |
| Allowance for loan losses | 6,404,000 | 6,569,000 | 7,179,000 | 6,994,000 |
| Securities available for sale | 31,064,000 | 31,414,000 | 31,137,000 | 31,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,558,000 | 208,853,000 | 212,751,000 | 204,051,000 |
| Interest-bearing deposits | 172,658,000 | 163,931,000 | 166,039,000 | 164,506,000 |
| Noninterest-bearing deposits | 42,900,000 | 44,922,000 | 46,712,000 | 39,545,000 |
| Equity capital | 25,096,000 | 26,025,000 | 26,146,000 | 26,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,809,000 | 7,805,000 | 11,724,000 | 15,660,000 |
| Interest expense | 929,000 | 1,899,000 | 2,879,000 | 3,931,000 |
| Net interest income | 2,880,000 | 5,906,000 | 8,845,000 | 11,729,000 |
| Noninterest income | 500,000 | 1,012,000 | 1,551,000 | 2,064,000 |
| Noninterest expense | 2,003,000 | 4,021,000 | 6,059,000 | 8,211,000 |
| Provision for loan losses | 1,210,000 | 1,286,000 | 2,086,000 | 2,211,000 |
| Pretax income | 167,000 | 1,611,000 | 2,251,000 | 3,371,000 |
| Income tax | 41,000 | 587,000 | 817,000 | 1,234,000 |
| Net income | 126,000 | 1,024,000 | 1,434,000 | 2,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,817,000 | 25,579,000 | 25,838,000 | 26,391,000 |
| Total capital | 28,053,000 | 28,752,000 | 28,798,000 | 29,308,000 |
| Risk-weighted assets | 255,687,000 | 250,452,000 | 232,568,000 | 229,267,000 |