Call reports 2004
PEACHTREE NATIONAL BANK — 2004
What PEACHTREE NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 293,921,000 | 281,469,000 | 278,889,000 | 271,045,000 |
| Total loans | 248,370,000 | 234,703,000 | 236,795,000 | 227,145,000 |
| Allowance for loan losses | 3,630,000 | 3,784,000 | 5,291,000 | 5,983,000 |
| Securities available for sale | 30,423,000 | 29,558,000 | 29,961,000 | 31,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,977,000 | 243,983,000 | 225,146,000 | 227,924,000 |
| Interest-bearing deposits | 200,268,000 | 200,262,000 | 181,705,000 | 187,249,000 |
| Noninterest-bearing deposits | 45,709,000 | 43,721,000 | 43,441,000 | 40,675,000 |
| Equity capital | 27,472,000 | 27,978,000 | 26,838,000 | 25,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,247,000 | 12,380,000 | 16,276,000 |
| Interest expense | 979,000 | 1,933,000 | 2,873,000 | 3,836,000 |
| Net interest income | 3,183,000 | 6,314,000 | 9,507,000 | 12,440,000 |
| Noninterest income | 591,000 | 1,228,000 | 1,861,000 | 2,461,000 |
| Noninterest expense | 1,941,000 | 3,889,000 | 5,919,000 | 8,075,000 |
| Provision for loan losses | 1,270,000 | 1,995,000 | 4,278,000 | 7,279,000 |
| Pretax income | 563,000 | 1,658,000 | 1,171,000 | -453,000 |
| Income tax | 200,000 | 606,000 | 399,000 | -252,000 |
| Net income | 363,000 | 1,052,000 | 772,000 | -201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,493,000 | 27,541,000 | 26,125,000 | 24,603,000 |
| Total capital | 30,067,000 | 30,894,000 | 29,570,000 | 28,074,000 |
| Risk-weighted assets | 285,877,000 | 268,252,000 | 273,747,000 | 275,139,000 |