Call reports 2003
PEACHTREE NATIONAL BANK — 2003
What PEACHTREE NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 279,865,000 | 292,070,000 | 288,515,000 | 291,458,000 |
| Total loans | 239,444,000 | 242,484,000 | 244,128,000 | 245,648,000 |
| Allowance for loan losses | 3,320,000 | 3,307,000 | 3,370,000 | 3,397,000 |
| Securities available for sale | 19,134,000 | 25,066,000 | 27,695,000 | 29,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,927,000 | 248,914,000 | 236,064,000 | 227,277,000 |
| Interest-bearing deposits | 201,472,000 | 207,488,000 | 194,245,000 | 186,426,000 |
| Noninterest-bearing deposits | 40,455,000 | 41,426,000 | 41,819,000 | 40,851,000 |
| Equity capital | 25,910,000 | 27,777,000 | 27,863,000 | 27,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,284,000 | 8,845,000 | 13,065,000 | 17,308,000 |
| Interest expense | 1,290,000 | 2,576,000 | 3,665,000 | 4,657,000 |
| Net interest income | 2,994,000 | 6,269,000 | 9,400,000 | 12,651,000 |
| Noninterest income | 487,000 | 1,040,000 | 1,622,000 | 2,227,000 |
| Noninterest expense | 1,947,000 | 3,867,000 | 5,823,000 | 8,291,000 |
| Provision for loan losses | 180,000 | 1,800,000 | 1,970,000 | 2,067,000 |
| Pretax income | 1,355,000 | 1,643,000 | 3,230,000 | 4,553,000 |
| Income tax | 511,000 | 604,000 | 1,206,000 | 1,703,000 |
| Net income | 844,000 | 1,039,000 | 2,024,000 | 2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,939,000 | 26,734,000 | 26,943,000 | 26,993,000 |
| Total capital | 28,259,000 | 30,041,000 | 30,313,000 | 30,390,000 |
| Risk-weighted assets | 273,707,000 | 287,073,000 | 287,370,000 | 286,763,000 |