Call reports 2002
PEACHTREE NATIONAL BANK — 2002
What PEACHTREE NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 260,176,000 | 267,431,000 | 277,468,000 | 270,858,000 |
| Total loans | 221,302,000 | 227,599,000 | 232,688,000 | 234,410,000 |
| Allowance for loan losses | 2,990,000 | 3,131,000 | 3,151,000 | 3,162,000 |
| Securities available for sale | 21,847,000 | 20,963,000 | 20,672,000 | 19,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,412,000 | 220,755,000 | 234,653,000 | 227,036,000 |
| Interest-bearing deposits | 181,073,000 | 184,256,000 | 190,748,000 | 188,686,000 |
| Noninterest-bearing deposits | 37,339,000 | 36,499,000 | 43,905,000 | 38,350,000 |
| Equity capital | 24,573,000 | 25,549,000 | 25,680,000 | 25,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,265,000 | 8,685,000 | 13,120,000 | 17,535,000 |
| Interest expense | 1,357,000 | 2,721,000 | 4,073,000 | 5,406,000 |
| Net interest income | 2,908,000 | 5,964,000 | 9,047,000 | 12,129,000 |
| Noninterest income | 483,000 | 1,025,000 | 1,524,000 | 2,071,000 |
| Noninterest expense | 1,685,000 | 3,366,000 | 5,143,000 | 6,782,000 |
| Provision for loan losses | 110,000 | 260,000 | 440,000 | 496,000 |
| Pretax income | 1,596,000 | 3,375,000 | 5,000,000 | 6,934,000 |
| Income tax | 601,000 | 1,273,000 | 1,886,000 | 2,620,000 |
| Net income | 995,000 | 2,102,000 | 3,114,000 | 4,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,686,000 | 24,494,000 | 24,606,000 | 24,845,000 |
| Total capital | 26,676,000 | 27,625,000 | 27,757,000 | 28,007,000 |
| Risk-weighted assets | 260,517,000 | 263,788,000 | 266,828,000 | 267,123,000 |